Our Services
The Founders
Speaking Engagements
News & Information
Client Forms
Helpful Websites
Contact Us
Directions
Home

Adult and Community Education

Fall - Winter Schedule 2017

Where

Date

Time

Location

Course Offered

Tuition

Concord-Carlisle
978.318.1432
September 18th 7-9 pm High School Understanding Medicare Single $20
Couple $30
Lexington
781.861.7150
September 25th 7-9 pm Minuteman High School Understanding Medicare Single $25
Couple $40
Dover-Sherborn
508.785.0480 x 2020
October 2nd 7-9 pm High School Understanding Medicare Single $25
Couple $50
Lincoln-Sudbury
978.443.9961 x 3325
October 4th 7-9 pm High School Understanding Medicare Single $27
Couple $27
Wellesley Recreation
781.235.2370
October 16th 7-9 pm Wellesley Recreation Understanding Medicare Single $25
Couple $35
Dover-Sherborn
508.785.0480 x 2020
October 18th 7-9 pm High School Demystifying Social Security Single $25
Couple $50
Assabet Valley
508.263.9651
October 23rd 7-9 pm High School Understanding Medicare Single $59
Couple $118
Acton-Boxborough
978.266.2525
October 30th 7-9 pm High School Understanding Medicare Single $29
Couple $39
Lincoln-Sudbury
978.443.9961 x 3325
November 1st 7-9 pm High School Demystifying Social Security Single $27
Couple $27
Winchester
781.721.7125 x 614
November 6th 7-9 pm Winchester Rec. Understanding Medicare Single $25
Couple $35
Acton-Boxborough
978.266.2525
November 8th 7-9 pm High School Demystifying Social Security Single $29
Couple $39
Concord-Carlisle
978.318.1432
November 13th 7-9 pm High School Demystifying Social Security Single $20
Couple $30
Assabet Valley
508.263.9651
November 15th 7-9 pm High School Long Term Care Single $59
Couple $118
Concord-Carlisle
978.318.1432
November 29th 7-9 pm High School Long Term Care Single $20
Couple $30
Winchester
781.721.7125 x 614
December 4th 7-9 pm Winchester Rec. Demystifying Social Security Single $25
Couple $35

Special Offer For Dover Group Clients
Classes are free of charge for any Dover Group clients and their friends, family and colleagues.
Please contact Kathleen DeBlois at 508-598-1249 to reserve a seat.

To receive a course catalog, please contact the schools directly.

Course Descriptions

The Latest Long-Term Care Asset Protection Strategies
Instructor: Daniel R. Williams, CLU®, ChFC®, CFP®

The high cost of long‐term care can wipe out a family’s life savings in a short period of time. Unfortunately, many families are faced with this situation, finding themselves at the mercy of an under‐funded government Medicaid system with limited choices. Recent legislative changes have created many questions surrounding planning techniques:

  • How can I protect my home?
  • What is the penalty for giving assets away?
  • Are my assets protected if I put them in a trust?
  • When is long-term care insurance worthwhile to consider?
  • What if my loved one is already in a nursing home, can they protect their assets?

All of these questions and more will be clearly answered in this very important one night seminar.

 


Understanding Medicare
Instructor: Daniel R. Williams, CLU®, ChFC®, CFP®

If you are close to age 65 or already on Medicare, this class is for you! The class is designed to fully enlighten you on how Medicare works and the different health care choices available to those age 65+.

  • How are parts A, B, C and D integrated?
  • What is Medicare Advantage?
  • What are the pros and cons of HMO’s, PPO’s, and Medigap plans?
  • Should I take Medicare if I am still employed?
  • How do I avoid late sign up penalties?
  • Does any part of Medicare cover long-term care expenses?

Social Security Benefits
Instructor: Daniel R. Williams, CLU, ChFC, CFP®

Deciding how and when to claim Social Security is one of the most critical financial decisions a person will make in his or her lifetime. Did you know that over 70% of Americans do not leverage the rules to get the most retirement benefits available to them? By not understanding the many complex rules surrounding Social Security, you could leave thousands of dollars on the table. In this class, you will learn about strategies on how to get the most from your Social Security retirement benefits.  We will help you determine when you should file for Social Security benefits, and what to consider when planning for spousal, survivor and divorced benefits. You will learn the financial impact of filing early or at full retirement age. We will also discuss buy-back strategies, tax-reduction strategies and coordination with other retirement plans.

Dan Williams, CLU®, CHFC®, CFP®, is a Certified Financial Planner and has been named as one of Boston's top planners in Boston Magazine.

 



©2017 The Dover Group. All rights reserved.
Financial planning provided by Williams Advisory Services, LLC, a Registered Investment Adviser.
This message is intended for the use of the person(s) to whom it is addressed.
It may contain information that is privileged, confidential, proprietary, and/or exempt from disclosure under applicable law